Who qualifies?

Businesses with strong performance, even owners with poor credit histories can be approved. Up to 80% of businesses in that apply get approved.

Faster approval

You’ll receive an approval within 48 hours and money in your account as fast as 2 business days. Banks require 4–6 weeks on average.

Simple application process

Only a simple application + 6 months bank and/or 4 months of credit card statements are needed, not the business plans banks require.

Tax liens or bankruptcies?

Tax liens or open bankruptcies in the last year will not disqualify your business.

No personal collateral required

Pledge of only business assets, unlike the personal collateral required by banks.

Smaller daily payments

Pay back your loan with small daily or weekly payments unlike the larger monthly payments required by banks.

Renewal is quick and easy

For members in good standing, the renewals process is quick and easy.

Hundreds of business types

We provide loans to over 650 business types (defined by SIC code).